Privacy Policy

1. Introduction

This Privacy Policy explains how Vera Brands LLC (“Vera Brands,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you access or use OvertimeGuard.com (the “Website”) and related tools, calculators, quizzes, downloadable reports, and services (collectively, the “Services”).

By using the Services, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We collect information in three main ways: (1) information you provide, (2) information collected automatically, and (3) information from third parties.

2.1 Information You Provide

Depending on how you use the Services, you may provide:

• Contact information: name and email address (for support requests, account creation if applicable, or receipt delivery if you contact us).
• Quiz inputs: answers submitted through our educational questionnaires.
• Calculator inputs: information you enter to generate estimates (for example, wage-related inputs, overtime-related inputs, filing status selections, and other non-sensitive financial inputs needed for estimation).
• Support messages: information you include when you contact us.

Important: We do not require you to provide highly sensitive personal information such as Social Security numbers. Please do not submit Social Security numbers, full bank account numbers, or other highly sensitive personal data through the Services.

2.2 Information Collected Automatically

When you visit the Website, we may collect certain information automatically, including:

• Device and browser data: IP address, browser type, device type, operating system, language settings.
• Usage data: pages viewed, time spent on pages, clicks, referral URLs, and navigation paths.
• Approximate location data: derived from IP address (not precise geolocation).
• Cookie identifiers: used for analytics and advertising measurement where enabled.

2.3 Information from Third Parties

We may receive information from:

• Payment processors (Stripe): limited transaction-related information (for example, confirmation that a payment was completed, billing contact details, and payment status). We do not receive or store full payment card details.
• Analytics and advertising providers: aggregated or pseudonymous information about ad performance and website usage where these services are enabled.

3. How We Use Information

We use information for the following purposes:

• To provide the Services: operate calculators, quizzes, and report generation features.
• To deliver digital access: confirm purchases, provide access instructions, and communicate delivery updates if applicable.
• To improve the Services: troubleshoot, analyze performance, and improve functionality and user experience.
• To communicate with you: respond to support requests and send service-related messages.
• To process refunds and prevent fraud: verify transactions, handle disputes, and reduce fraud/abuse.
• To comply with legal obligations: including tax, accounting, and regulatory requirements.

4. Payment Processing (Stripe)

Payments are processed by Stripe. When you purchase our Services, Stripe collects and processes your payment information according to their policies.

We may receive limited purchase details such as:

• payment status (successful, failed, refunded)
• transaction identifiers
• billing name and email (if provided)
• purchase amount and date

We do not store full card numbers or security codes. Stripe’s privacy practices are governed by Stripe’s own privacy policy.

5. Cookies, Analytics, and Advertising

We may use cookies and similar technologies to operate and improve the Website.

5.1 Cookies

Cookies are small files stored on your device that help websites function and collect analytics. We may use cookies for:

• essential site functionality
• remembering preferences (where applicable)
• analytics and measurement (where enabled)
• advertising measurement (where enabled)

You can control cookies through your browser settings. If you disable cookies, some features may not work properly.

5.2 Analytics

We may use analytics tools to understand how visitors use the Website (for example, which pages are visited and how users navigate). These tools may collect device and usage information.

5.3 Advertising and Pixel Tracking

If we run advertising campaigns, we may use advertising pixels (such as Meta Pixel) to measure ad performance and website conversions. These tools may use cookies and similar technologies.

If enabled, these tools help us understand aggregated performance, such as:

• which ads led to visits or purchases
• conversion rates and event completion

We do not sell your personal information to advertisers.

6. How We Share Information

We may share information only as described below:

6.1 Service Providers

We may share information with vendors who provide services on our behalf, such as:

• payment processing (Stripe)
• website hosting and infrastructure
• analytics providers
• customer support tools

These providers are authorized to use information only as necessary to provide their services.

6.2 Legal Requirements

We may disclose information if required to do so by law, regulation, legal process, or governmental request.

6.3 Business Transfers

If Vera Brands LLC is involved in a merger, acquisition, restructuring, or sale of assets, information may be transferred as part of that transaction.

7. Data Retention

We retain information only as long as necessary for the purposes described in this Privacy Policy, including:

• providing the Services
• maintaining records for accounting and legal compliance
• resolving disputes and enforcing agreements
• improving and securing the Services

We may retain transaction records for longer periods as required for legal or accounting purposes.

8. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information.

However, no system is 100% secure. We cannot guarantee absolute security of information transmitted online. You use the Services at your own risk.

9. Your Choices and Rights

Depending on your location, you may have rights regarding your personal information.

You may request:

• access to certain information we hold about you
• correction of inaccurate information
• deletion of information (subject to legal and operational limitations)
• withdrawal of consent where applicable

To make a request, contact: contact@overtimeguard.com

We may need to verify your identity before completing certain requests.

10. Children’s Privacy

The Services are not intended for children under 18. We do not knowingly collect information from children. If you believe a child has provided information, contact us and we will take reasonable steps to delete it.

11. International Users

If you access the Website from outside the United States, you understand that your information may be processed and stored in the United States or other jurisdictions where our service providers operate.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on the Website with a revised “Last updated” date. Your continued use of the Services after changes means you accept the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, contact: